Commerce Bank Business Rewards Card | How to Apply

Commerce Bank Business Rewards Card

The Commerce Bank Business Rewards Card is a small business rewards credit card designed for your day to day purchases. It offers you a two to three percent cash return or two to three points per dollar on every purchase in rotating classes per quarter and an unlimited one percent cash return or one point per dollar on all other kinds of purchases.

Commerce Bank Business Rewards Card

Points in this card can be redeemed for gift cards, merchandise, or travel and cash back or return can be redeemed as a statement credit. This card contains no annual fee and it contains a 14.99 percent variable annual percentage rate for the purchases you make. Individual credit lines are also available.

The Benefits of Commerce Bank Business Rewards Card

  • No annual fee.
  • No foreign transaction fee.
  • Zero fraud liability.
  • Price and purchase protection.
  • Long term guarantee coverage on valid items purchased using the card.
  • Emergency and travel assistance.
  • Four years of point redemption before expiry.
  • You can enroll in visa savingEdge for a discount of up to 15 percent on select business purchases.

The Commerce Bank Business Rewards Card Rates, Charges, and Fees

  • No annual fee.
  • Annual percentage rate – 14.90 percent variable.
  • Cash advance fee – 3 percent of the cash advance amount with a minimum balance of about 15 dollars.
  • No foreign transaction fee.
  • Penalty fee – 21.99 percent.

How to Apply For Commerce Bank Business Rewards Card

  1. To apply for the commerce bank business rewards card, all you have to do is visit the bank’s website on
  2. Once the page has been displayed, scroll down and search for the Commerce Bank Business Rewards Card.
  3. Click on “Apply Now”.
  4. You will be given an application form, in which you have to enter all the required details in the appropriate spaces. Make sure you do not leave any space unfilled.
  5. Once you are done, scroll to the bottom and submit your application.
  6. Wait for your card to be mailed to may take a couple of days

How to Activate Your Commerce Bank Business Rewards Card

It is simple and easy! Once your card has been mailed to you, dial the number at the back of the card and follow the instructions to activate your card or you access the card’s login page and from here click on “Activate my card” or you could choose to create an account and activate your card.


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