Discover It Balance Transfer Credit Card – How to Apply

Discover It Balance Transfer Credit Card

Are you ultra-arranged and ready to start maximizing your reward points? Or do you just want to make a little cash return from the purchases you make? Then we will look into the Discover offers that could help you do this. The Discover it Balance Transfer Credit card is just the best world for you as it is the perfect cash return credit card and a balance transfer card. And with your card, you can gain reward points between 1 percent to 5 percent from the daily purchases you make, and this has made it the best in the aspect of rewards. This card allows its users to enjoy the benefit of a low annual percentage rate for balance transfer transactions.

Discover It Balance Transfer Credit Card - How to Apply

Discover It Balance Transfer Credit Card Features and Benefits

There are several features and benefits attached to this card, and it has got amazing functionalities in terms of cash return rewards and balance transfers. I will break down these benefits and features in more details, in order to help you find out if this card is perfect for your finances.

  • You earn a 5 percent cash return at different locations of purchases such as Amazon.com, gas stations, eateries and restaurants, grocery stores, and more.
  • There is no annual fee.
  • Card owners with this card are able to pay back their debts faster.
  • Card owners are able to save up your funds on low rate interests.
  • Get free credit scores and more.
  • You can redeem your rewards points at any amount and any time.
  • Click on the “Apply Now” button to get more details.

Discover It Balance Transfer Credit Card Rates, Charges and Fees

  • Annual percentage rate for purchases – 0 percent for the first 6 months of the account opening, then after that 14.24 percent to 25.24 percent.
  • Annual percentage rate for cash advances – 27.74 percent.
  • The annual percentage rate for balance transfers – 0 percent for the first 14 months of the account opening and after that 14.24 percent to 25.24 percent.
  • Annual percentage rate for penalty when it calls for – none
  • Annual fee – none.
  • Grace days – 25 days.
  • Cash advance fee – 5 percent or 10 dollars of the cash advance, whichever is greater.
  • Balance transfer fee – 3 percent.
  • Late payment charge – none.
  • Returned payment – up to 37 dollars.

How to Apply for The Discover It Balance Transfer Credit Card

Applying for this card is easy but there are certain criteria you have to follow;

  • The intending applicant must be at least 18 years of age.
  • You must have a valid means of ID.
  • Applicant must possess a strong card record.

Here’s how to apply

  • Go to the official home page of the Discover it Credit Card on www.discover.com/creditcard/cash-back.
  • Click on “Apply Now”.
  • On the next page, fill in the necessary details and select the card of your choice.
  • Click on “Continue”.
  • On the next page, fill in the necessary details.
  • Click on “continue” and move on.
  • Fill in some details.
  • Looking for a balance transfer?.
  • Scroll down and click on “Continue”.

How to Activate the Discover It Balance Transfer Credit Card

  • On the home page of the Discover it Balance Transfer Credit Card, go to the Log in section and click on “Activate Credit Card”.
  • On the next page, make a choice of the options of how you want to activate the card.
  • Enter some necessary details.
  • Click on “Continue”.

How to Login to Discover It Balance Transfer Credit Card

  • Visit the home page of the Discover it Credit card on .www.discover.com/login .
  • On the web page, click on “Log in”.
  • Enter your username and password.
  • Click on “Log in”.

How to Recover Discover It Balance Transfer Credit Card Username and Password

  • On the login section, click on “Forgot password and user ID”.
  • Enter some necessary details.
  • Click on “Continue”.

How to Make Bill Payment with The Card

Card owners can make payment of bills by logging into their online account or by simply dialing 1 – 800 -347 – 2683.

Discover It Balance Transfer Credit Card Customer Care Number

You can contact at 1 – 801 – 902 – 3100.

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