Home trust secured visa credit card that can be used to build, establish or rebuild credit. Home trust secured visa credit card is owned and issued by home trust in general. The home trust company is a subsidiary to the Canadian holding company “home capital group”. Home trust is regulated under federal legislation. Home trust secured visa credit card is one of the best credit cards that charge no annual fees.
Benefits of Home Trust Secured Visa Credit Card
Home trust secured visa credit card offers their various cardholder’s exclusive benefits. These benefits are one of the reasons why a large number of the world population is using this particular credit card. Some of the benefits that Home trust secured visa credit card offers their various cardholders are;
- Accessibility to shop at over twenty-four million locations worldwide.
- You can make purchases over your mobile device or online.
- Instant access cash at any time and anywhere from more than one million visas or plus ATM’s around the world.
- Planning and booking a vacation.
- Minimum of zero dollars personal income.
- Charges no monthly fees.
- Reports monthly to credit bureaus.
- Easy online banking along with purchase protection for cardholders.
These are a few numbers of the benefits of using this particular credit card. Although there is an interest grace period for the first twenty-one days of card usage, after the twenty-one days you will be charged for interest fees.
How to Apply For a Home Trust Secured Visa Credit Card
Applying for a Home trust secured visa credit card is not difficult. Most people see these steps as difficult steps because they cannot understand it. I am going to make this as simple as possible to guarantee you easy understanding. The steps are;
- Visit the Home trust secured visa credit card application page using the URL https://www.hometrust.ca/credit-cards/secured-visa-card/.
- Click on the apply button on the terms you see fit for you.
- Right now you will see a list of all the fees associated with the card. This is to make sure you know what you are up against.
- If you are ready to undertake to apply for the credit card, click on next.
- Fill in the information you are asked to and click next again.
- Some instructions will be given to you afterward. Simply follow the instructions and you will successfully apply for a home trust secured visa credit card.
The minimum deposit required is five hundred dollar. While the maximum deposit required is ten thousand dollar. Where the main advantage comes is that the minimum personal income is zero dollar.