Smile Classic Credit Card | Benefits | Charges | Application

Smile Classic Credit Card

Smile classic credit card is one of the cash back credit card for anyone who desires to spend and earn cash back with no annual fee. The card is specifically designed for the exciting smile current account owners. This card is issued through the Co-operative Bank Plc.

Smile Classic Credit Card | Benefits | Charges | Application

There are also outstanding benefits of this card, these benefits are what makes the card exclusive, this card is also a visa card and is accepted worldwide anywhere a visa card is accepted. Below are the benefits of the smile classic credit card.

Benefits of Smile Classic Credit Card

  1. Like I said earlier, cardholders have access to acceptance worldwide, this means that they can make transactions here ever a visa card is used.
  2. There are no charges per annum, you do not have to pay a certain amount every year.
  3. All cardholders cash access their account anytime and anywhere online.
  4. You can enjoy a forty-six days grace before interest starts summing up all the card owners can easily shop online with freedom.

After knowing some of the benefits, it is also important that you should know the charge and fees of the card. Below is a detailed list of the smile classic credit card.

Charges And Fees Of Smile Classic Credit Card

  1. The purchase rate percentage per annum is 16.9 percent.
  2. The annual percentage rate for money transactions is 25.9 percent.
  3. The annual percentage rate for all balance transfers is only 16.9 percent.
  4. The interest-free period is fifty-six days.
  5. They have a credit limit which is 200 euros.
  6. The annual fee is always zero euros.
  7. A late payment charges an additional 10 euros.

There are some requirements before you can get the card if you are interested, they are indexed below

  1. All intending applicants must be at least 18 years old.
  2. You must reside in the united kingdom.
  3. Also, you must earn a gross annual income worth a minimum of 10,000 euros.
  4. You must be employed full time, part time, or retired. You can also be self-employed

There are also some other screening criteria, but these are the important ones.

How To Apply For The Smile Classic Credit Card

  1. Hit this link using your web browser
  2. Scroll down to the bottom of the page and select “read more”.
  3. Fill the form you see and click the next button.

That is it, your application has just been submitted, for more assistance, you can get their customer care at 020 3370 0970.

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